Do you have a retirement strategy?
Will you or your spouse outlive your money in retirement?
We make sure you are as prepared as possible for retirement by helping ensure your income needs are fulfilled. Making sure people NEVER outlive their money is my primary goal. I do this by showing you how to create another income or pension plan for retirement. We can also review how to protect your assets without purchasing long-term care insurance and reduce taxes on Social Security.
If you are already saving for retirement, go ahead and save some more! If you’re not saving, it’s time to get started. The sooner you start saving, the more time your money has to grow. Knowing all of the savings options that are available to you allows you to optimize the ways you can save for retirement.
Find out if your employer has a traditional pension plan, and if so what are those benefits. If your employer offers a savings retirement plan like a 401(k), make sure you’re contributing enough to get the full company match. There are also many strategies on when and how to claim your Social Security benefits. You can calculate your benefit amount on SocialSecurity.gov. The more you know, the more you can plan!
Why consider an annuity?
Annuities can be a valuable addition to your overall retirement strategy because they offer tax-deferred growth while you’re saving for retirement, and dependable income after you retire – in some cases, for as long as you live.
Many annuities provide principal protection, lifetime income, an enhanced death benefit, and other options either built-in or optional and available for an additional cost. Plus, annuities can help you transfer wealth to your beneficiaries.
Contact us today!
We offer no-cost, no-obligation, confidential consultation to address your particular concerns of IRAs and other retirement tax traps, nursing homes, long-term care insurance and financial protection. Specific financial concerns that pertain to you can be reviewed to prepare you for retirement. Cronson & Associates can help you narrow many options to the exact one that maximizes Social Security for you and your family.